What Do Testosterone Pellets Cost?

July 15, 2021 0 Comments Carrie Thompson, NP-C
graphic to illustrate article on testosterone pellets cost
July 15th, 2021 0 Comments

So you want to know what testosterone pellets cost. 

You’ve decided to change your life for the better with testosterone replacement therapy. Congratulations! You’ve made a fantastic choice! Testosterone therapy is one of the best ways to get your hormones back to optimal levels and relieve the symptoms of hormone imbalance.

But if you want to talk about the cost of testosterone pellets, the important question is, what kind of Bio-Identical Hormone delivery system will you use?

We know that many people tend to make a decision about which delivery system to use based on cost. Unfortunately, they don’t realize – until it’s too late – that the upfront cost of testosterone therapy isn’t usually representative of the overall costs. Most of the time, the price quoted in an article or website, or given to you by a provider, doesn’t include factors beyond the costs of the therapy itself.

What You Need to Know

Understanding and identifying the actual cost of hormone replacement therapy isn’t easy. To make sure you get the best value and most effective treatment, you’ll need to do some research.

Have you noticed that there are a variety of ways to receive BHRT – not just via pellets? Creams, pills, pellets, injections, and gels are all ways that testosterone can be delivered into your body. Each of these delivery systems has its own pros and cons. Today we’re focusing on cost.

Testosterone Therapy Cost

Now let’s compare that to the cost of other BHRT delivery systems. Note that we’re talking about the basic costs only – just the hormone therapy, not the additional costs like office visits and lab tests.

A monthly prescription for oral BHRT costs $130 to $240 per month. That’s $1560 to $2440 a year. However, if you can get your insurance company to pay for BHRT pills (often times they will only pay for estrediol, not testosterone), the cost may go towards your deductible or prescription co-pays.

HRT injections are usually used to treat men, but some women also prefer this method. However, it’s one of the most expensive options and can cost several thousand dollars per year.

The cost of testosterone pellet insertion varies. Typically, women will pay $300-350 for a single pellet insertion. Men need more testosterone in each pellet, so they will generally pay $650-750 depending on the dose and the number of pellets required. Your practitioner only needs to insert pellets 2 to 4 times a year, depending on how rapidly your body metabolizes hormones.

Although insurance rarely covers pellet therapy prescriptions, paying 100% out of pocket may be close to what you would pay out of pocket if your insurance paid for another BHRT delivery system.

Be mindful that the cost of the doctor’s visit, blood work, and the pellet prescription are all charged separately. Make sure you’re clear about how many doctor’s visits you require and how much the doctor’s appointment will cost. You will also need to get blood work to evaluate how your hormone levels are doing. Hormone and blood tests can range from $80 to well over $500, depending on what your doctor needs to test.

What You Can Expect From Insurance Coverage for the Cost of Testosterone Pellets

Insurance coverage is confusing. The ins and outs of what’s covered, what’s not covered, co-pays, percentages covered, deductibles, and so on, can make your mind reel. Knowing how much you will pay for a service is further complicated because insurance companies don’t like to reveal prices or whether or not they’ll pay for a specific treatment before getting the prescription.

So here’s what you need to know about insurance coverage and BHRT.

  • The amount that you pay in doctor’s visits, insurance costs, co-pays, and blood work is different depending on the type of hormone replacement therapy you get, so don’t think that because your best friend paid $x.xx for BHRT, that’s how much you will pay.
  • Your labs may be covered by insurance, but many insurance companies cap the number of blood tests they will pay for in a given year.
  • If your provider doesn’t file with insurance companies, you may be able to pay out of pocket and apply for reimbursement from your insurance company.
  • You can often use medical savings accounts to cover testosterone pellet costs.
  • To get a solid understanding of out-of-pocket costs, you’ll need to know how often you need an application of the treatment.
  • Sometimes paying 100% out of pocket can cost less than going through your insurance company, so it’s worth investigating how much your provider charges if you don’t go through insurance.
  • Unfortunately, men have a better chance at having testosterone pellet therapy covered by insurance than women.

If you now know enough to go ahead with testosterone therapy, call us today for an appointment. You won’t regret it.

But What If Testosterone Pellet Costs Seem a Little High For Your Budget?

Sometimes, you need to make an investment upfront to save money and time over the long run. This is especially true when considering testosterone pellets cost.

Consider these points:

1 Testosterone pellets provide relief for multiple symptoms. Treating multiple symptoms with one therapy means less time in a doctor’s office, fewer out-of-pocket costs, and fewer medications to keep up with.

2 Testosterone pellets are convenient and easy to use. Relief of symptoms can save:

  • your job by increasing work performance.
  • your marriage by optimizing your health and sex life.
  • money on weight-loss programs, skin treatments, and age-defying procedures

3 Your risk of getting Alzheimer’s Disease and Dementia may decrease, saving you and your family heartache and high medical bills.

4 Pellets provide the longest-lasting average level of hormones. This means that you will only have to go back to the doctor for a pellet insertion every 3 to 6 months. Compared that to:

  • injections that typically last 1-2 weeks
  • patches that last a few days
  • pills that last a single day and have to pass through the liver
  • creams and gels that last a few hours

See? When thought about this way, testosterone pellet therapy can be convenient and economical.

And the good news is, we have hormone membership packages available, which might just make the difference for you when price is an issue. Why not take a look here to learn more?

What have we learned?

When compared to the cost of drugs to treat the individual symptoms of hormone decline or to other forms of BHRT, testosterone pellets are very cost effective. In addition, they’re easy to use, require minimal doctor’s visits, and keep your hormone levels on an even keel.

If you’re ready to feel younger, get healthy, and get your mojo back, we can help. We’ll dig deep to find the root cause of your health concerns and create a customized wellness plan to help you regain your health, vibrancy, and vigor.

Your Wellness. Our Passion. Schedule an appointment today!

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All the information you need to make an informed decision about testosterone pellets cost and your budget and insurance circumstances.